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DIAMOND INSURANCE

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Why Jewelry Insurance?

Insurance through Lavalier is designed to protect against risks specific to jewelry. Most other insurance isn’t. Homeowner’s insurance, renter’s insurance, even jewelry warranties typically do not adequately protect jewelry.[1]

Compare Coverage & Features

Renter’s Policy[1]Homeowner’s Policy[1]Jewelry Warranty
Loss
Theft Often limited Often limited
Damage Not all damage Often limited Limited regular inspections required
Flexible Coverage Up to $50,000[2] Capped as low as $1,000 Capped as low as $1,000-$5,000 Capped at purchase price of jewelry
DIAMOND INSURANCE

Why Lavalier?

Give your jewelry the unique coverage it deserves.

Coverage through Lavalier goes beyond most homeowner’s and renter’s policies – and warranties – to protect against loss, theft, and damage of your jewelry.

Lavalier Offers:

 

  • Comprehensive, worldwide coverage .
  • Automatic coverage for new jewelry .
  • Repair or replacement of like kind & quality .
  • Personalized claims settlement.
  • [1] Typical coverage without additional premium; coverage and terms vary widely across insurers when “scheduling” jewelry on a homeowner’s or renter’s policy.
  • [2] See policy form for more details and a full description of all applicable terms and conditions, or contact Lavalier at customerservice@lavalier.com or 855-477-6687
  • USA Diamonds is not a licensed agent of Lavalier Insurance Services or Markel American Insurance Company and may not sell, solicit, negotiate or recommend insurance.
  • Disclaimer: By clicking on the “Get a Quote” link, you authorize USA Diamonds to share with Lavalier, and Lavalier to access from USA Diamonds, details of your purchase(s) from USA Diamonds, which may include personal information you have shared with USA Diamonds, for the purpose of calculating and providing you an insurance quote. Both Lavalier and USA Diamonds are committed to maintaining your privacy. Any exchange of information authorized in this manner remains subject to USA Diamonds and Lavalier’s privacy policies which may be accessed here (USA Diamonds) and here (Lavalier).


How to Buy a Diamond

Diamonds are not only rare but very unique, so it’s no surprise that not all diamonds are created equal. This can overwhelm a diamond purchase, especially for the first time. “It’s scary buying diamonds. It is easy to find beautiful diamonds and it’s harder to find one that suits your

4Cs of Diamonds

4C’s of Diamonds

Knowing how to buy a diamond usually starts at 4C’s. Finding a diamond and checking its certification or appraisal report is certainly necessary. However, if you don’t know what you’re looking at, certificates and appraisal reports won’t help. Next Steps: 3 of 9 

Diamond Carat Sizes

Diamond Carat Sizes

If you want to buy diamonds with confidence, know the facts about carat weight. Many potential diamond buyers equate price with carat weight. This is a common misconception. There are many factors involved in the value and price of diamonds. For example, suppose you have two diamonds with the same

Diamond Color Grading

Diamond Color Grading

When understanding how to buy diamonds, it is important to keep certain tastes and budgets in mind. The color of the diamond is often considered the most subjective assessment, and what you find acceptable is first and foremost a matter of taste. However, the different color shades of diamonds can

Diamond Clarity Scale

Diamond Clarity Scale

Diamond clarity is all about the transparency of diamond. The purity of the diamond is evaluated by analyzing the impurities, defects or their absence. The less impurities and defects, the better the quality and the higher the value. Knowing how to buy a clear diamond that matches your taste is

Diamond Cut Quality

Diamond Cut Quality

A diamond cut is essential to knowing how to buy a diamond. The cut of a diamond is the art of its beauty. It is what makes every angle and facet dazzle when interacting with light. A wellpolished and symmetrical diamond will ensure it uses the light in the most

Understanding Diamond Shape

Understanding Diamond Shape

Knowing the shape is also important when shopping for diamonds with confidence. It is certainly a matter of taste. However, some shapes can provide more focus and light than others. The most common form of diamond is a luminous circle. According to the GIA, “75% of all diamonds sold are

Buying a Certified Diamond

Buying a Certified Diamond

One of the most important factors in learning how to buy diamonds is certification. Certified diamonds indicate that the Gemological Institute has evaluated it. The process itself is actually very scientific and is done in the laboratory by people who have a career based on the study of gems. They

Diamond Advice & Tips from the Professionals

Diamond Advice & Tips from the Professionals

Seeking professional help is certainly not a shame in learning how to buy diamonds. There are many factors involved in purchasing the perfect diamond. And professional jewelers can explain these factors in more detail. It can be helpful to get a second opinion when buying the 4Cs, such as advice




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